Are these calculator results guaranteed?

No. They are estimates to help you plan. Exact terms depend on your profile, property details, and current market conditions.

Which calculator should I start with?

Start with Affordability to get a target price. Then use Mortgage Payment and Cash-to-Close to fine-tune your budget.

Can I get pre-approved from here?

Yes—use the Apply section below to submit your info. We’ll review and send a pre-approval letter when eligible.

Do you support all major loan types?

Yes—Conventional, FHA, VA, USDA, and Jumbo. We’ll match the right program to your goals.

Calculate Your Payment, And Get Approved In Minutes!

Mortgage Calculators | Home & Mortgage Finder

Mortgage calculators

Plan your home journey with six essential tools. Get quick answers—then apply for a custom quote in minutes.

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Affordability

How much home can I buy? Get a target price and estimated payment based on your income and debts.

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Mortgage payment

Principal & interest, taxes, insurance, and MI—see the full monthly breakdown and amortization preview.

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Rent vs. buy

Compare total costs over time and find your break-even month.

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Refi savings & break-even

Estimate monthly savings, break-even timing, and interest saved with a refinance.

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DTI estimator

Calculate front-end and back-end DTI to see if you’re within typical program ranges.

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Cash-to-close

Estimate total cash needed, including down payment, closing costs, and credits.

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Which calculator should I use?

Just getting started? Try Affordability. Comparing homes? Use Mortgage Payment and Cash-to-Close. Wondering if now’s the moment to switch loans? Check the Refinance tool, and if you rent, test the Rent vs. Buy break-even.

Accuracy: Results are estimates. Your exact rate and terms depend on eligibility and market conditions.
Next step: Apply for a custom quote to lock in precise numbers.