All major loan types
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Estimated APRs & payments
Updated —
Manual APR Editor
Note-rate offset (APR minus):
%
Purchase APRs (%)
Refinance APRs (%)
Enter APR %s (e.g., 6.75). Payments use a representative note rate = APR minus the offset above (default 0.25%). Saved locally in your browser; “Updated” reflects last save.
APR shown is illustrative and includes the cost of financing (points/fees) expressed as a yearly rate; it is not the note (interest) rate and is not a rate lock or commitment to lend.
Estimated P&I payment uses a representative note rate derived from APR and excludes taxes, insurance, HOA, and any mortgage insurance.
Estimated P&I payment uses a representative note rate derived from APR and excludes taxes, insurance, HOA, and any mortgage insurance.
Loan scenarios (tap to learn more)
First-time buyer
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Zero-down VA
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Zero-down USDA
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Low credit path
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Self-employed
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Jumbo (high balance)
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2-1 Buydown
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Renovation
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Cash-out refi
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IRRRL (VA streamline)
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Shorter term
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Investment property
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2
See options
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3
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