Purchase • Refinance
Investment Property Loans
Finance 1–4 unit rentals with options tailored to cash flow, reserves, and long-term goals.
Why investment property financing?
- 1–4 unit purchases and refinances
- Fixed or ARM options; competitive pricing
- Rental income can help qualify (guidelines apply)
- Portfolio growth & cash-flow planning support
Eligibility at a glance
- Higher down payments and reserves than primary homes
- Rent schedule/appraisal forms may be required
- DSCR and standard qualification options vary
- Short-term rental policies vary by investor/market
Rate, APR & Payment (example)
Sample: $500,000, 30-yr fixed. APR includes certain costs of credit; the note rate calculates P&I. Taxes, insurance, and any MI not included. Illustrative only; not a lock/commitment.
FAQs
How much down is typical?
Commonly 20–25%+ depending on program and property type.
Can future rent help me qualify?
Often yes—subject to appraisal rent schedules and lender rules.
Are short-term rentals allowed?
It depends on investor/market rules; we’ll confirm your scenario.
Disclosures:
Program availability and terms depend on credit, income, assets, property and market conditions. Underwriting approval required. Not a commitment to lend.