Purchase a Home | Conventional, FHA, VA, USDA, Jumbo | Home & Mortgage Finder

All major purchase loan types

Purchase a home with clarity and confidence.

Explore your best loan options—then get pre-approved fast. We compare pricing, down-payment paths, and total costs so you can shop with strength.

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Choose a loan path

Conventional (Fixed)

Popular, flexible guidelines. As low as 3% down for qualified buyers.

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FHA

Low down-payment (3.5%) and flexible credit paths—great for many first-time buyers.

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VA (Eligible Veterans)

Zero down and no monthly MI for eligible service members and veterans.

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USDA

Zero down in eligible rural areas; income and location limits apply.

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Jumbo

High-balance financing with tailored options and asset flexibility.

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15-Year Fixed

Own your home faster and save big on lifetime interest costs.

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2-1 Buydown

Lower your payment for the first two years—great for ramping income.

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Renovation (FHA 203(k) & more)

Roll purchase + improvements into one loan for fixer-uppers.

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First-Time Buyer Programs

Down-payment assistance and special options where available.

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Investment Property

1–4 unit financing with program-specific down-payment and reserves.

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How buying with us works

Get pre-approved

Soft-pull pre-qual in minutes—know your price range and monthly target.

Shop & compare

We present options with clear APRs, payments, and cash-to-close.

Close on time

We coordinate appraisal, title, and closing—no surprises.

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Purchase FAQs

How much do I need for a down payment?

Conventional can start at 3% down for qualified buyers; FHA is 3.5%; VA and USDA offer 0% down for eligible borrowers.

What’s the difference between APR and interest rate?

APR reflects certain costs of credit over time. Your note rate is used to calculate principal & interest. We’ll show both when you apply.

Will a pre-approval affect my credit?

We can start with a soft pull (no score impact). A full approval may require a hard inquiry.

How fast can I close?

Many purchases close in 3–4 weeks depending on appraisal, title, and responsiveness.

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Disclosures:

Program availability, APRs, and terms depend on your credit, income, assets, property type, occupancy, and market conditions. This page is for informational purposes and not a commitment to lend.