Can I see biweekly payments?

Yes. Choose Biweekly (26 payments per year). We compute a true biweekly amortization schedule, which typically shortens the payoff time and lowers total interest.

What defaults do you use?

We default to 1.20% for property taxes and 0.85% annual mortgage insurance when down payment is under 20% in price mode. Adjust to match your local market.

Are these numbers guaranteed?

No. They are planning estimates. Your actual rate and terms depend on eligibility, property details, and market conditions.

Mortgage Payment Calculator | Home & Mortgage Finder

Calculator

Mortgage payment — monthly or biweekly

See principal & interest, property taxes, insurance, MI/PMI, and HOA. Choose monthly or biweekly payments, preview amortization, and export CSV.

I want to enter

Loan term (years)

Payment frequency Biweekly typically pays off faster with ~1 extra monthly payment per year.

Start month Used for the amortization preview & payoff date.

Home price

Down payment (%)

Interest rate (APR %)

Property taxes (% of price) If using loan amount mode, enter taxes as $/mo above.

Mortgage insurance (annual %) Applied if down < 20% (conventional). FHA/USDA have program-specific MI/fees.

Homeowners insurance ($/mo)

HOA dues ($/mo, optional)

Check today’s rates

Total payment (monthly)

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Principal & interest

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Taxes (escrow)

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Insurance (escrow)

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Mortgage insurance (if any)—

HOA dues—

Estimated payoff date—

Estimates only • Not a rate lock

Download amortization CSV

Amortization preview (first 12 payments)

Period	Payment	Principal	Interest	Balance

This calculator shows estimates for planning only and is not a credit decision or commitment to lend.